2312 S 12th Street

Waco, TX
$ 169,000 Beds 1 Baths 1 Sq 608 Virtual Tour
Monthly Estimate* How much can I afford?

With the property being zoned O-2 and ideally located near Baylor University, downtown Waco, Magnolia, and many of the city’s most visited attractions make this property an excellent opportunity for an investor looking to enter or expand in Waco’s short-term rental market. The home features an open-concept living and kitchen area with vaulted ceilings, granite countertops, and plenty of cabinet space. The bedroom and dedicated office nook connect conveniently to the bathroom, which includes a spacious walk-in shower. The fenced backyard gives guests a private place to relax or entertain, while the shipping container provides additional flexibility as a workshop, owner’s storage, or general storage space. With its convenient location and flexible zoning, this property is well positioned for short-term rental use, student housing, or a low-maintenance investment near the heart of Waco.

Active

  • Price
  • $ 169,000
  • City
  • Waco
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • MCLENNAN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.0907 Acres
  • Zip
  • 76706
  • Sqr Footage
  • 608
  • Year Built
  • 2019
  • Taxes
  • $ 3844
  • Style
  • Single Family Residence
  • MLS#
  • 21338570
Listed By: Coldwell Banker Apex, REALTORS
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric,Other
Cooling Central Air,Electric,Other
Utilities City Sewer,City Water,Electricity Connected,Sewer Available
Possession Closing/Funding
Roof Composition
Appliances Dryer,Electric Water Heater,Washer
School District Waco ISD
Year Built 2019
Levels One
Unexempt Taxes 3844
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Montgomery Heirs
Transaction Type For Sale
Occupant Type Vacant
County McLennan
Property Type Residential
Construction Materials Siding
HOA Type None
Full Baths 1
Status Active
Directions Use GPS. Google Maps and Apple Maps both route correctly to the property.
City Waco
Elementary School Name South Waco
High School University
Elementary School South Waco
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21338570
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Cable TV Available,High Speed Internet Available,Open Floorplan,Smart Home System,Vaulted Ceiling(s)
Flooring Laminate
Fireplace Features None
Dining Areas 1
Living Areas 1
Room Count 2
Lock Box Type None
Total Bedrooms 1
Total Baths 1

Exterior Features

Exterior Features Storage
Fencing Wood,Other
Parking Features Concrete,No Garage,Paved
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Lot Size Area 3950.0000
Lot Size Units Square Feet
Structural Style Single Detached
Lot Size Square Feet 3950.0000
Lot Size Acres 0.0907

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School South Waco Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/28/2026 Listed $189,000
8/7/2026 6% - $179,000
9/17/2026 6% - $169,000

Property vs Zip Code Average in 76706

Price
AVG $410K
$170K
Taxes
AVG $6,058
$3,844
Year Built
AVG 1982
2019
Visits
AVG 222
66
Data Provided by Inside Real Estate®

Areas That We Cover

2312 S 12th Street Waco, TX is a Single Family Home for sale at $169000 with 608 sqft and a lot size of 0.0907 Acres Acre(s). 2312 S 12th Street Waco has 1 bedrooms, 1 baths and was built in 2019. The property's zip code is 76706 which is in Waco, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.