Maria Sosa

20 Waco

Elkhart, TX
$ 325,000 Beds 2 Baths 1 Sq 1,584 Virtual Tour
Monthly Estimate* How much can I afford?

Charming lakefront cottage at gated Lake Ioni Hunting & Fishing Club, nestled in the hills and trees of East Texas! Located near historic Palestine, this inviting 2-bedroom, 1 bath, 1584 sq. ft. home offers the perfect blend of relaxation, recreation, and natural beauty. The open floor plan provides comfortable space for gathering with family and friends, while the spacious sunroom spanning the back of the home serves as an additional family room and dining area with peaceful, tree-shaded views of the spring-fed lake. Step outside to the 12’ x 44’ covered lakeside porch and unwind while surrounded by wildlife, towering trees, and the quiet stillness this private fishing community is known for. One bedroom connects to an office, oversized closet, or bonus room, offering flexibility for guests, hobbies, or remote work. A one-stall boathouse makes it easy to enjoy fishing right from your property, and a two-car carport adds convenience. The home features central heat and air, propane onsite for the water heater, plus hookups for a gas stove and gas heaters. Community amenities at Lake Ioni include excellent fishing and bow hunting, a swim area with picnic pavilion, boat launch, and gun range with training provided. Most furnishings, appliances, and décor convey with the sale, along with a fishing boat with motor, golf cart, and Blackstone grill —making this truly move-in ready. Whether you are searching for a peaceful weekend getaway or a full-time lakefront retreat, this East Texas gem is ready to enjoy from day one!

Active

  • Price
  • $ 325,000
  • City
  • Elkhart
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • ANDERSON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • Zip
  • 75839
  • Sqr Footage
  • 1,584
  • Year Built
  • 1990
  • Taxes
  • $ 203
  • Style
  • Single Family Residence
  • MLS#
  • 21266776
Listed By: Staples Sotheby's Internationa
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric,Space Heater
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Aerobic Septic,Cable Available,Co-op Electric,Electricity Connected
Possession Closing/Funding
Roof Composition
Appliances Electric Range,Electric Water Heater,Microwave,Refrigerator
Assoc Fees 1000
Restrictions Deed,Other
School District Elkhart ISD
HOA Fee Includes Maintenance Grounds,Management Fees
Year Built 1990
Community Features Boat Ramp
Levels One
Unexempt Taxes 203
Will Subdivide Subdivided
Property Subtype Single Family Residence
Subdivision Name Lake Ioni
Accessibility Features Accessible Grip
Transaction Type For Sale
Occupant Type Owner
Carport Spaces 2
County Anderson
Property Type Residential
Construction Materials Frame
Association Fee Frequency Annually
Year Built Details Preowned
HOA Type Mandatory
Full Baths 1
Status Active
Directions From Palestine,take Crockett Road (Hwy 287) south,through Elkhart,to Left on 294 and follow to Right on CR 186 to entrance gate. Call Seller (# shown in ShowingTime confirmation) who will open gate.
City Elkhart
Elementary School Name Elkhart
High School Elkhart
Elementary School Elkhart
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21266776
Standard Status Active
Listing Terms Cash,Conventional,VA Loan

Interior Features

Interior Features Built-in Features,Cable TV Available,Open Floorplan
Flooring Laminate,Vinyl
Dining Areas 1
Living Areas 2
Room Count 7
Lock Box Type SentriLock
Total Bedrooms 2
Total Baths 1
Laundry Features Utility Room

Exterior Features

Waterfront Yes
Exterior Features Boat Slip,Covered Deck,Rain Gutters,Outdoor Grill
Lot Features Waterfront
Other Structures Boat House
Parking Features Detached Carport,Driveway
WaterFront Features Lake Front
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Combination
Lot Size Area 0.0000
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 0.0000
Lot Size Acres 0.0000
Patio And Porch Features Covered,Deck

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elkhart Elementary School
Middle School Unknown Middle School
High School

Price History

5/11/2026 Listed $335,000
8/11/2026 3% - $325,000

Property vs Zip Code Average in 75839

Price
AVG $320K
$330K
Taxes
AVG $2,199
$203
Year Built
AVG 1991
1990
Visits
AVG 11
70
Data Provided by Inside Real Estate®

Areas That We Cover

20 Waco Elkhart, TX is a Single Family Home for sale at $325000 with 1584 sqft and a lot size of Acre(s). 20 Waco Elkhart has 2 bedrooms, 1 baths and was built in 1990. The property's zip code is 75839 which is in Elkhart, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Maria Sosa

Maria Sosa

Realtor®

254-981-6389

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